This essay is a review of a lecture given by Spitzer, former governor of New York, at Harvard University's Edmund J. Safra Foundation Center for Ethics on November 12, 2009. How New York State Attorney General from 1998 to 2006, Eliot Spitzer successfully prosecuted corporate crimes, including stock price inflation, securities fraud, and predatory lending practices. In one of his best experiences, Spitzer addressed how the government should intervene in the functioning of the market. Spitzer lectured on what are the reasons why government intervention in the market is needed, first, to reassure about transparency to safeguard against unfair market bases such as discrimination, to improve corporate governance to require businesses to be responsible for their dangerous behavior. Spitzer emphasized that a proposal for appropriate governance in the market is needed to rebuild public trust in government so that true transformation is possible. Spitzer turned to the American International Group (AIG) and the financial rescue plan. I agree with what Mr. Spitzer said: why should we invest in AIG? Mr. Spitzer stated that: "Think about it. AIG was a worthless shell. Somebody would say, 'I'll give you, as a candidate, a check for $12.9 billion; do you go around giving the check to Goldman? I want Goldman stock, I don't want stock in a worthless shell. The Fed and Treasury have not considered this possibility, I don't know why, but this brings us back to the question of who pays. The question arises: why would an individual let our government want to invest in a failing business? AIG benefited from government intervention in TARP policies because our government declared that the banks were "too big to fail" and feared that if the banks failed it would cause a deep recession. However, the Troubled Asset Relief Program (TARP) money that AIG received was essentially paid for CEO bonuses and was reported in a letter after an investigation (Fox TV, 2009), AIG's action appears to send the message that two banks can take as much risk as they liked, any loss will be covered by the taxpayer. Companies must take responsibility for risks and poor and unnecessary business choices.