Future investments can be classified as an important component in our life. One way to do this is to practice saving. Most young people these days don't realize the power of saving for their future. From just one ringgit a day to a lot of money. According to the American Bankers Association (2013) “Invest a little for a long time and you will end up with a lot”, these practices really help us when we need it. It affects our life planning from a young age. Say no to plagiarism. Get a tailor-made essay on "Why Violent Video Games Shouldn't Be Banned"? Get an original essay “Putting off your desires now for a future reward is the key to achieving your goal. It will be much easier to save if you know what you are saving for.” American Bankers Association (2013) From the above statement, there is a key to continue saving based on priorities by setting our mind to discipline ourselves to do so Making saving is then a habit and a commitment which encourages us to save without any hesitation. It is supported by Personal Wealth Advisory (2016) “A key to financial independence is a disciplined mindset.” This mindset should be instilled in children's minds because it is easier for them to develop habits like financial discipline when they are little. Without a mind set, it might just be a waste when it becomes a task and the tasks are often put off and eventually you can't save. So when it becomes a habit, this is the best time to improve your savings rate and continue to improve it regularly The most important question that will lead us to save for the future is: how will you pay for an emergency? However, this question is also the answer to why we need to save. Some money saving tips are to set your short term or long term goal first. This saving will help us in the future. Additionally, one of the benefits of saving is financial support for retirement. However, many students don't realize the importance of saving for the future. Regarding the topic, the government should influence the youth regarding saving behavior. There are many ways in which authorities can act to attract young people to save. One of the ways is to establish a scheme that can bring them a beneficial reward like the one done by Bank Simpanan Nasional (BSN) on SSPN. This is because “Investing in getting young people into the financial system at a young age should help create a generation of adults with stronger money management habits.” A step further in future investing is to wisely expand your savings. There are many ways a student can invest their money correctly. One of the right places is to invest your money in business or do entrepreneurship. Furthermore, our beloved Prophet Muhammad was already an entrepreneur and had encouraged us to do so. “And when the prayer is finished, disperse into the earth and seek the bounty of Allah, and remember Allah often that you may succeed” surah al-Jumu'ah. Even the noble Quran asks us to do entrepreneurship because it is the best way to grow our money. But, as Muslims, we must comply with Syariah to get reward in this world and in the Hereafter. Other than that, instead of doing business, there are many ways that can be our platform to grow our money. Nowadays, we can invest with our savings as we called mutual fund. One of the most popular mutual funds.
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