What does credit score mean? The credit score is how different credit institutions evaluate a person's responsibility when spending or paying bills. In the United States, credit is simply one of the most powerful keys to getting the things we all want or need for our lives. To make a point, I'm going to ask you to imagine your dream house. Then think about how you will pay for it? The answer is, unless you're lucky enough to win the lottery, the only other way is to finance it, but not everyone has A1 credit. Therefore, to achieve this we will need to build a lot of credit credibility, also known as a credit score. The most important facts explained in the presentation where: How does it work? How to build it? And last but not least, what does this affect our personal score? These important facts are the key things when we start talking about credit. First of all, how does credit scoring work? The credit score is the creditworthiness that each person has demonstrated in recent years. The credit rate in the United States is 300. Having a good credit score is important for a person's future because it can help them buy a house, a car, or apply for credit cards. In the United States, if a person does not have a good credit score, they will not be able to achieve their dreams. Unless you win the lottery, in which case they won't have to worry about their credit. According to the speaker, the better a person's credit score, the more opportunities he or she will have in life because banks or financial institutions will look at each person's credit to see if they will approve him or her for a loan. A good website to use is Credit Karma because it provides the person with their credit score information for free. People should know how to manage their credit and how to pay their bills