The financial crisis of 2007-2009 was one of the most difficult financial periods in the United States since the Great Depression. This was a time when many financial institutions failed, real estate markets collapsed, and banks had to be bailed out by the government. This caused unemployment rates to rise, home foreclosures, and interest rates to drop. With the failure of all these different systems, many investors raised concerns about whether their money was safe in money market mutual funds. Money market mutual funds (MMMFs) were first established in 1971 and are a type of mutual fund that is required to invest in low-risk securities. These securities include highly liquid assets that have short-term debt such as: commercial paper, certificates of deposit, U.S. Treasury securities, and repurchase agreements. MMMFs hold a net asset value (NAV) of $1 per share, while the change in interest rates reflects the return earned for investors. MMMFs are an attractive place for investors to store money because they can be tax-free or tax-deductible, plus there are usually fees to enter or wi...